Question 1

Will checking my rate affect my credit score?

Accepted Answer

No. We use a soft credit check to show you rates, which has zero impact on your credit score.

Question 2

What credit score do I need to qualify?

Accepted Answer

We work with lenders across the spectrum, with options for all credit profiles.

Question 3

How long does the process take?

Accepted Answer

Most applicants get pre-approved within minutes. The entire process typically takes 1-3 business days.

Question 4

Are there any fees for using your service?

Accepted Answer

Our service is 100% free to you. We're paid by lenders when they earn your business.

Question 5

Can I use this for a private sale?

Accepted Answer

Yes! Our financing works for dealership purchases, private sales, and refinancing.

Question 6

What documents do I need?

Accepted Answer

For pre-approval, just basic personal info. If you proceed, you'll need proof of income, ID, and proof of residence.